The BPLS Step-by-Step Guide to Moving Home
Complete Guide to Moving Home
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Step 1: Get your Finances Ready
It is essential to have a clear understanding of your budget before beginning your property search. If you need a mortgage, arrange an agreement in principle before you start viewing properties. Taking care of this vital step first will help you focus your search and strengthen your position with sellers.
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Step 2: Make an Offer
When you find a property you love, submit your offer through the estate agent. Once accepted, you will need a solicitor to handle the legal side. That’s where we come in!
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Step 3: Get your Finances Ready
When you are ready for conveyancing, you will need to appoint us to work with you. We will open your file, assign a dedicated file handler to you, and explain everything you need to know about the process. You will also receive a clear breakdown of all costs. Throughout the process, if there are any additional costs due to the nature of the transaction, we will advise you promptly.
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Step 4: Legal Work & Searches
We will conduct all the necessary property searches, review the contract, and raise enquiries with the seller's solicitor. At every step, we will keep you informed of our progress.
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Step 5: Mortgage & Contracts
Once your mortgage is confirmed and the paperwork is complete, we will guide you through the contract, ensuring you understand every detail before signing. We will provide a concise report with all the details regarding the property for your review.
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Step 6: Exchange of Contracts
Once your mortgage is confirmed and the paperwork is complete, we will guide you through the contract, ensuring you understand every detail before signing. We will provide a concise report with all the details regarding the property for your review.
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Step 7: Completion Day
On the agreed-upon date, the remaining funds will be transferred, and you will receive the keys to your new home. Congratulations – the move is complete!
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Step 8: After Completion
You are almost there! We will take care of the final steps, including registering the property in your name with the Land Registry and arranging payment of any Stamp Duty due, so you can look forward to settling in and making your new home your own. Rest assured, the day of completion is the date you are the legal owner of the property.
Moving, made stress free
Moving into a new home is exciting, but it can also feel overwhelming, especially if you are doing it for the first time. From putting in an offer to packing, securing a mortgage to handling conveyancing, there is a lot to juggle and even more decisions to be made.
If you are embarking on a move for the first time, we have broken down what to expect into clear, actionable steps. Keep this guide handy as you embark on this exciting chapter, so you always know what is happening now, what will happen next and what to expect further down the road.